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Alhambra Bank & Trust Limited (“AB&T”) is an exclusive independent private bank which provides bespoke banking and investment services. AB&T is dedicated to serving the needs of ultra-high net worth, non-U.S. individuals with minimum accounts of $1,000,000 USD. We service individuals across multiple jurisdictions and are strategically located in the Cayman Islands.




Our Approach:
We offer the same breadth of service as large global banking institutions, but with greater focus and agility, catered to our clients’ unique financial concerns. We believe that by maintaining a small client-to-staff ratio we are able to provide an extraordinary level of service and create long term relationships founded on mutual trust and understanding.


Experienced Team:
With over 50 years of combined experience, our team of skilled professionals is well versed in providing timely banking and financial strategies to clients across multiple jurisdictions.


Globally Connected:
While we are strategically located in the Cayman Islands, our global reach allows us to develop a deeper understanding of the unique economic and geopolitical idiosyncrasies of international markets firsthand. At, AB&T, today’s financial headlines are yesterday’s news.



AB&T has a Category B Banking & Trust License and is regulated by the Cayman Islands Monetary Authority (CIMA), and services clients through its local office. To search Alhambra Bank & Trust licenses Click here


Value Proposition:
Alhambra Bank & Trust stand out from its competitors through the client-centered approach that focuses on trust and integrity. Our service model has always been the same, to provide each client with a high level of personal service:



AB&T draws strength from these values and principles. Over centuries we’ve remained true to these ideals, even as the nature of our business has changed.
We consider it a privilege to service our clients, who value the friendship, trust, white-glove service and consistent investment performance they have received from us over the years. Client retention rate is very high, and We are able to growth through referrals from them.



Ali AlSari | Executive Board of Directors


Alhambra Bank & Trust Limited (AB&T) was established due to our intense dissatisfaction with the business models currently practiced by the major central banks and traditional Wall Street Firms, riddled with conflicts, and build upon contradictory and competing interests. Built on the philosophy of employing an open architecture of the best in class money managers we do not sell any proprietary funds or investments. ABT’s vision is pivoted on a simple premise: financial advice should not be influenced by the incentive to sell products. We manage and advise, we don’t sell. Our business practices are rooted in our belief that we must always act in our clients’ best interest and must adhere to the highest ethical, moral, and fiduciary responsibility – a given not an exception. At AB&T we strive to form a close-knit culture, and an extended family to our clients.


  • Why Cayman Islands
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      Alhambra Bank & Trust is headquartered in the Cayman Islands, currently a British overseas territory, located in the western Caribbean Sea. It is the fifth largest banking center in the world.

      The Cayman Islands have a well-earned reputation as one of the world’s foremost offshore financial centers based on principles of common law. It is extremely well-developed and a regulated financial infrastructure.

      The Cayman Islands are globally recognized as a premier jurisdiction for the financial services industry leading private banks, independent asset managers, captive insurance, hedge funds and offshore law practice

      • There are no taxes on personal or corporate income, capital gains, inheritances or gifts.
      • The jurisdiction is a mature sophisticated financial center with strong infrastructure
      • Strong regulatory and supervisory systems are in place which fosters investor confidence
      • Stable political system, with Western business standards and ethics
      • Favorable time zone for conducting business in the Western Hemisphere
  • Why Offshore:
    • The benefits of offshore investing are recognized by sophisticated investors and investment professionals worldwide. There is a large pool of intellectual capital available that can be sourced for its expertise in such matters as trust, estate planning, succession planning, asset protection and confidentiality.

  • Asset Protection:
    • Offshore centers are popular locations for restructuring ownership of assets. Through trust, foundations or thru an existing corporation individual wealth ownership can be transferred from people to other legal entities. Many individuals who are concerned about lawsuits or lenders foreclosing on outstanding debts elect to transfer a portion of their assets from their personal estates to an entity that holds it outside of their home country. By making these on-paper ownership transfers, individuals are no longer susceptible to seizure or other domestic troubles.

  • Confidentiality:
    • Many offshore jurisdictions offer the complimentary benefit of secrecy legislation. These countries have enacted laws establishing strict corporate and banking confidentiality. If this confidentiality is breached, there are serious consequences for the offending party. For example, a breach of banking confidentiality is divulging customer identities; disclosing shareholders is a breach of corporate confidentiality in some jurisdictions. From the point of view of high-profile investors, keeping information, such as the investor’s identity, secret while accumulating shares of a public company can offer that investor a significant financial (and legal) advantage. High-profile investors don’t like the public at large knowing what stocks they are investing in.

  • Diversification of Investments:
    • Offshore accounts are more flexible, giving investor’s unlimited access to international markets and to all major exchanges. There are also many opportunities in developing nations, especially in those that are beginning to privatize sectors that were formerly under government control.

      The motivation for using offshore jurisdictions is not only directed at reducing taxation but also at introducing a greater flexibility with regards to the operations of international corporations and corporate group structures. Other than the globalization of business transactions, this trend has also been facilitated by improvements in the infrastructure and reputations of offshore jurisdictions.



We understand the undeniably interconnected nature of the national economies across the world today and conduct our investment process within the context of a fundamental understanding of geo-political governance, environmental, regulatory, and social risk